I love checking our Julie Tilman's MOJO Monday sketch challenges. I am must a little late in doing it this week. Here is the card I made using a stencil and distress oxide ink for the background on white. The sentiment is from Rubbernecker, and then I stenciled the oval and die cut a cross using my cross from Verve. The flowers and fern are punched from dp. The centers of the flowers are tiny gemstones.